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A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. There are thousands of credit cards out there to choose from. Credit cards that offer rewards are a great way to get money back on purchases you already make. There are even certain situations where a credit card is essential, like many car rental businesses an. Not all credit cards have perks, and options might be limited depending on your credit score.
The result of an application is mostly based on your credit score, although other factors are.
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